Any person with assured monthly Income acceptable to the Bank.
Minimum CIBIL Score 600
Rate of interest
14.00%*
Repayment Tenure
36 months
Purpose
Purchase household articles
Surety
Minimum one guarantor with sufficient net worth
Loan Limit
Maximum amount of Rs. 1,00,000/-
Security
Two personal security and hypothecation of purchased items is necessary along with proper documentation, Insurance policy with surrender value, Vehicle, immoveable property, our bank's own deposits.
Margin
Min of 25% of the Quotation amount
Other Terms
Membership is necessary for the borrower and sureties to avail this loan
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