| Eligibility | Any person with assured monthly Income acceptable to the Bank. Minimum CIBIL Score 600 |
| Rate of interest | 14.00%* |
| Repayment Tenure | 36 months |
| Purpose | Purchase household articles |
| Surety | Minimum one guarantor with sufficient net worth |
| Loan Limit | Maximum amount of Rs. 1,00,000/- |
| Security | Two personal security and hypothecation of purchased items is necessary along with proper documentation, Insurance policy with surrender value, Vehicle, immoveable property, our bank's own deposits. |
| Margin | Min of 25% of the Quotation amount |
| Other Terms | Membership is necessary for the borrower and sureties to avail this loan |
| * Floating rate of interest |
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