| Purpose | For education only (Vidya Bhavishya) |
| Repayment Tenure | 15 Years |
| Rate of interest | Collateral security unto 200% - 9.75% * Collateral security above 200% - 9.25% * |
| Surety | Minimum one guarantor with sufficient net worth. |
| Security | Mortgage of unencumbered immovable property belonging to the applicant situated within the jurisdiction of the Bank. In case of direct finance, it should be situated within the territorial jurisdiction of the Branch from where the loan is availed. |
| Margin | Min of 15% |
| Other Terms | Membership is necessary for the borrower and sureties to avail this loan. |
| * Floating rate of interest | |
| Minimum SIBIL Score 600 |
.png)
