| Eligibility | Any person with assured monthly Income acceptable to the Bank. |
| Rate of interest | 14%* |
| Repayment Tenure | 36 Months |
| Loan Limit | Maximum amount of Rs. 1,00,000/- |
| Purpose | Purchase household articles/furniture, house repairs/renovation, marriage, etc. |
| Surety | Minimum Two guarantor with sufficient net worth |
| Security | Hypothecation of purchased items is necessary along with proper documentation, Insurance policy with surrender value, Vehicle, immoveable property, our bank's own deposits. |
| Margin | 25% of the Quotation amount |
| Other Terms | Membership is necessary for the borrower and sureties to avail this loan. |
| * Floating rate of interest | |
| Minimum CIBIL Score 600 |