National Electronic Funds Transfer (NEFT) and Real Time Gross Settlement (RTGS) is a nation-wide payment system facilitating funds transfer. Under this Scheme, individuals can electronically transfer funds from any bank branch to any individual having an account with any other bank branch.

  • For RTGS / NEFT transaction contact to your nearest Branch
  • IFS (Indian Financial System) Code for RTGS / NEFT transaction is IBKL0078MCC (also printed on the passbook/cheque book).


Transaction amount
Upto Rs. 2,00,000
Rs. 25/-    +    GST
Upto Rs. 5,00,000
Rs. 50/-    +    GST
Above Rs. 5,00,000

Rs. 100/-  +   GST

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