National Electronic Funds Transfer (NEFT) and Real Time Gross Settlement (RTGS) is a nation-wide payment system facilitating funds transfer. Under this Scheme, individuals can electronically transfer funds from any bank branch to any individual having an account with any other bank branch.
- For RTGS / NEFT transaction contact to your nearest Branch
- IFS (Indian Financial System) Code for RTGS / NEFT transaction is IBKL0078MCC (also printed on the passbook/cheque book).
RTGS/NEFT CHARGES |
|---|
Transaction amount
| Charges
|
Upto Rs.10,000/-
| Rs. 2.50/- + GST
|
Rs. 10,000/- to 1 lakh
| Rs. 5.00/- + GST
|
Rs. 1 lakh to 2 lakh
| Rs. 15.00/- + GST |
| Rs. 2 lakhs to 5 lakh | Rs. 25.00/- + GST |
| Rs. 5 lakh & above | Rs.50.00/- + GST |
| (For Customers maintaining an average balance of Rs. 1 lakh & above in the Saving/Current account ) | No Charges |