National Electronic Funds Transfer (NEFT) and Real Time Gross Settlement (RTGS) is a nation-wide payment system facilitating funds transfer. Under this Scheme, individuals can electronically transfer funds from any bank branch to any individual having an account with any other bank branch.

  • For RTGS / NEFT transaction contact to your nearest Branch
  • IFS (Indian Financial System) Code for RTGS / NEFT transaction is IBKL0078MCC (also printed on the passbook/cheque book).


Transaction amount
Upto Rs.10,000/-
Rs. 2.50/-    +    GST
Rs. 10,000/- to 1 lakh
Rs. 5.00/-    +    GST
Rs. 1 lakh to 2 lakh

Rs. 15.00/-  +    GST

Rs. 2 lakhs to 5 lakhRs. 25.00/-  +    GST
Rs. 5 lakh & aboveRs.50.00/-   +    GST
(For Customers maintaining an average balance of Rs. 1 lakh & above in the Saving/Current account )No Charges

Copyright © MCC Bank 2022. All Rights Reserved.